Department of Commerce Organises Guest Lecture on the Future of Banking and Changing Role of the Banker.

Srinagar, September 10, 2026: The Department of Commerce, University of Kashmir, under its Departmental Internal Quality Assurance (DIQAU) initiative, organised a guest lecture on “The Future of Banking: Digital Transformation, FinTech, AI and the Changing Role of the Banker” at the Committee Room, Gandhi Bhawan. The programme was attended by students, scholars and faculty members of the host department, with students from other departments of the faculty, including Management Studies, Economics and Tourism, also participating actively in the session. The lecture was delivered by Ms. Saba Reshi, a banking professional associated with J&K Bank Limited, who has over two decades of experience across banking, digital transformation, financial inclusion, telecom and government-linked financial initiatives. Speaking on the rapidly evolving banking landscape, Ms. Reshi discussed the growing influence of FinTech, artificial intelligence, digital payments and technology-enabled banking solutions and their implications for the delivery of financial services. Drawing on her professional experience, she also shared practical insights into initiatives involving PFMS, DBT, UPI, QR-based payments and customised digital banking solutions. Emphasising the changing role of the banker, Ms. Reshi highlighted the need for professionals to complement their banking knowledge with technological awareness, adaptability and continuous skill development. The lecture was followed by an interactive session during which students raised questions on digital banking, FinTech, AI, emerging career opportunities and the skills required in the banking sector of the future. The speaker responded to the queries by drawing upon her professional experience and industry perspectives. The programme provided students with an industry-oriented perspective on contemporary developments in banking and reinforced the Department’s efforts to facilitate meaningful industry-academia interaction. The session concluded with a vote of thanks to Ms. Reshi for sharing her experience and insights with the student community.